Simulation Programs for Mutual Funds and Stocks

March 11th, 2008    Subscribe To Our Feed

The software walks the user through the three “judgment” decisions investors must make to complete a stock evaluation, offering conservative suggestions or even, at the user’s option, making these decisions automatically. (In all cases, we remind the user that the software is just an aid to, not a replacement for, the investor’s judgment.) The software then produces useful summaries of “Reasons to Buy” and “Items to Check,” and enables the user to print a completed SSG.
BetterInvesting Take Stock™ provides the investor with an evaluation of the two critical questions to consider:
1.      Is the company of high enough quality to invest?
2.      Is its Stock selling for a reasonable price?
AnalyzerXL
 
Another useful option for you when it concerns stock & mutual fund simulation is using a product known as AnalyzerXL that will technically analyze stocks.  It comes with as many as one hundred forty six different functions to conduct technical analysis. It also allows you to automatically build your charts and even make your own macros. Furthermore, with AnalyzerXL, you can download indexes, mutual funds and end-of-day stocks.

 
MarketBrowser
 
If you are somebody that would love nothing better than to perform extensive stock & mutual fund simulation on your computer, and then you need to try out another offering that is known as MarketBrowser. It is certainly excellent investment software that will easily help you chart your mutual funds and stock quotes. It will also provide you with instantaneous portfolio performance. In addition, MarketBrowser can track each stock, and mutual fund as well as index and you can also get moving averages, oscillators as well as spreads.

 
ESQuotes
 
There are also several options to choose from when it concerns stock & mutual fund simulation software, including ESQuotes. As the name implies, it provides real time quotes for your stocks for free and it is well suited in helping you to keep tabs on as well as research various stocks and options as too mutual funds. You can use it, provided you have an Internet connection, and it will keep you update dynamically with regard to market prices and volume and more.

 
As you can see, we have just scratched the surface as far as stock and mutual fund simulation goes.  Try them all and when you find one that best suits your needs stick with it and simulate your way to profits in the market.

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No Load Mutual Funds Maximizer

March 11th, 2008    Subscribe To Our Feed

The Internet has spawned a lot of dot com companies since it’s heyday in the year 2000.  They grew faster than a mushroom in a dark cave.  They reached their peak that year and then crashed.  If you had all of your investments in one basket of dot com companies you lost your shirt.  This catastrophe illustrates why you need to diversify your investments. and not put all your investment assets in one financial basket.

 
High Growth Sectors

 
Rather than simply investing your money in diversified no load mutual funds such as Fidelity Magellan Fund or Fidelity Contrafund Fund, you would do well to look to sector funds as a means to create a better and more profitable diversified no load mutual fund portfolio. It means that, by constraining your investments according to particular sectors such as is the case with Fidelity Select Energy no load mutual fund, your investments would then be made in the energy industry, including in oil and gas corporations, integrated oil corporations and even companies providing services to oil fields would give you a better return on investment.

Sectors

 
How do such investments in sector based no load mutual funds actually increase the effectiveness of your money? The answer is that you need to select a sector with high growth potential, such as is the case with software and electronics. Such ‘core and satellite’ sectors will prove to be productive for you. So you can easily invest in Fidelity Select Software and Computer Services or Fidelity Select Electronics that will allow you to put your money in high growth industries and thus grow your money the most in the process.

Sector Rotation

 
However, there is more to this kind of no load mutual fund investing. Besides identifying the high growth sectors, you will also need to be proactively involved in your investments that means need to rotate between sectors. The best way by which an investor can maximize their potential is by switching every once in a while to sectors with highest growth potential.

 
You need to be tactically sound because you will then be able to see a hundred thousand dollar investment made in diversified no load mutual funds grow at approximately ten percent each year which would give you back about two and a half times the initial investment in just ten years. And, by also taking a small portion of your initial investment and apportioning it to no load sector mutual fund, you stand to gain dramatically more.

Fidelity Magellan Fund

 
At one time Fidelity Magellan Fund managed by Peter Lynch grew at eighteen percent a year.  The fund grew so large that it became impossible for it to keep growing at that pace.  So size matters.  Look at some of the sector funds that are enjoying some good returns like Select Software, Select Software and Computer Services, and Select Electronics.  Don’t forget to compare them to other funds in the no load select mutual fund groups.

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Mutual Fund Nitty Gritty

March 11th, 2008    Subscribe To Our Feed

Listen. Many individual investors put their money together with a professional manager who invests that money in securities, such as short-term money market instruments, bond, and/or stocks. The manager is also called the portfolio manger and trades the fund’s securities hoping to make a profit. A profit is a capital gain and is taxable. A capital loss may occur as well. Some of the stocks may pay interest income or dividends. By investing in many different kinds of securities, the theory is that there is less risk involved. You’ve probably heard the expression “Don’t put all your eggs in one basket”.

The first mutual fund was invented in 1924 by the Massachusetts investors Trust (now MFS Investment Management) and after a year in business had 200 investors or shareholders and $392,000 in assets. The mutual fund industry has grown to ten of millions of dollars today.

Diversification

Among share mutual funds, there is a great deal of diversity in various funds:

International mutual funds contain shares of companies that trade on the foreign markets
Domestic mutual funds contain shares of companies that trade only in the United States
Small cap funds contain shares of companies with capitalization under a certain dollar amount
Large cap funds contain shares of companies with capitalization over a certain dollar amount
Sector funds contain shares of companies in a certain line of business

For example, some investors prefer investing in mutual funds in the health care industry, with a portfolio of shares in pharmaceutical and managed care companies. The hottest trend in sector funds is green funds: mutual fund portfolios based on companies that are involved in the environmental industry. These funds include shares of companies operating in the fields of wind power, solar power, hybrid vehicle development, geothermal energy harvesting, earth-friendly construction materials, recycling and waste management.

A Variety of Investment Vehicles

What follows is a list of just a few of the different blends of individual investments that you will find in mutual funds. The makeup of mutual funds varies because each fund manager is a unique individual:

Bond Funds
Share Funds
Mixed Funds

Bond funds – the mutual fund contains bonds only. Experts in mutual fund investing generally advise that bonds are lower risk than other kinds of mutual funds.

Share Funds – the mutual fund contains shares of stock in publicly traded companies only. The risk is much higher than mutual fund investing in bond funds, but the rewards can be much greater in the form of high profits.

Mixed Funds – most investors prefer investing in mutual funds that contain a blend of bonds and shares of stocks.

Mutual funds with the highest volatility (large increases in the price of the stock) tend to have the highest risk while bond funds have the lowest risk.

Building A Successful Portfolio

Investing is a lot like building a house. If you use good materials and put in a solid foundation of the fundamentals, the fund will increase in value, just like a finely crafted house. If it invests in dubious securities, the fund will fall in value so it’s important to pick a fund with a winning portfolios manager that has a good track record.

Tracking Performance

All mutual funds track their performance so the investors can measure how well the mutual fund is handling their investments when compared to the plethoras of available mutual funds. If the mutual fund does not grow, then the portfolio manager probably used poor judgment in stock selection. A good manager will recognize his mistakes and take action to select better securities.

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